St. Charles

Hours

Lobby Hours

Lobby Hours
Monday	8:30 a.m. - 4:00 p.m.
Tuesday	8:30 a.m. - 4:00 p.m.
Wednesday	8:30 a.m. - 4:00 p.m.
Thursday	8:30 a.m. - 5:00 p.m.
Friday	8:30 a.m. - 4:00 p.m.
Saturday	Closed
Sunday	Closed

Drive Up Hours

Lobby Hours
Monday	7:30 a.m. - 5:00 p.m.
Tuesday	7:30 a.m. - 5:00 p.m.
Wednesday	7:30 a.m. - 5:00 p.m.
Thursday	7:30 a.m. - 5:00 p.m.
Friday	7:30 a.m. - 5:00 p.m.
Saturday	8:00 a.m. - 12:00 p.m.
Sunday	Closed

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Observed Holidays

May 25: Closed for Memorial Day

July 4: Closed for Independence Day

September 7: Closed for Labor Day

November 26: Closed for Thanksgiving

December 24: Closed at Noon for Christmas Eve

December 25: Closed for Christmas

January 1, 2027: Closed for New Year's Day

January 1: Closed for New Year's Day

Services

Drive Up ATM
Notary
Safe Deposit Box

About Our St. Charles Branch

Our St. Charles branch services Southeastern Minnesota and is located off of Minnesota Highway 14. Our local team offers a full-service banking experience, including meeting your daily banking needs of deposits, withdrawals and general money management; opening new accounts; applying for personal, mortgage or business lending needs; and connecting you with our Wealth Management experts.

Find St. Charles lenders:

Meet our Mortgage Lenders Meet our Commercial Bankers

The St. Charles branch is guided by our Merchants Bank Charter Board, which is made up of community members and business professionals.

Being a community leader is an important part of our mission. Our local team is proud to coordinate the 10 Days of Giving food drive, an annual community collaboration between Merchants Bank in St. Charles and the Hometown Resource Center to help stock local food shelves each winter. Since 1989, the drive has collected thousands of pounds of food and helped thousands of people in the area.